The availability of a large amount of information on the internet allows artificial intelligence to generate different situations and mimic human actions. Scammers have easily taken advantage of this, creating new threats for users. It may not be immediately clear whether you are talking to or corresponding with a live person or artificial intelligence. Fraud schemes using artificial intelligence have literally flooded the internet.
AI Fraud
Artificial intelligence is multifunctional, although its capabilities are also limited, but the intelligence can:
- imitate another person's voice;
- conduct correspondence in social networks;
- model situations in video files;
- generate photo images, creating new ones
These capabilities of the artificial system are very appealing to scammers, who use them for their criminal purposes, creating fake photos and resorting to blackmailing the victim. This is one of the dirtiest ways of fraud. When creating compromising photos using artificial intelligence, a false situation is created in the image, and the scammer, demanding money for its deletion or non-distribution, contacts the victim.
Scammers also like to use artificial intelligence to mimic voices. Setting themselves a goal, the scammer tasks the artificial intelligence with creating a similar voice - this is so that when calling the victim, they can pretend to be a relative or ask for a loan, or present themselves in a difficult situation where money is urgently needed. The victim may not immediately be alerted by an unfamiliar phone number, as the voice is similar.
Artificial Intelligence in Scams
No less common a scam with the use of artificial intelligence is phishing messages. With the help of AI, correspondence in social networks, communication on dating sites is carried out.
Creating attractive ads and phishing mailings, scammers use artificial intelligence, especially relevant are chatbots that provide answers to questions about:
- the offered product;
- remote work;
- investment exchanges;
- casino games.
In general, they do everything to skillfully lure the victim. Chat GPT can also easily write a letter from banks that require urgent payment or a call, with literacy at the highest level, and a person trusts this message.
Scammers using AI work on a larger scale than a single individual, they can deceive entire firms or companies, posing as genuine suppliers of goods, they send AI-generated letters to the firm, indicating that the goods need to be fully paid for according to the specified details. Not one hundred firms and companies have fallen victim to this scheme.
New Fraud Schemes
Scammers are quite intelligent people, and thanks to modern technologies, they constantly come up with new fraud schemes. With the help of artificial intelligence, scammers manage to create fake documents on special sites.
Photos of documents are created, such as:
- passport,
- ID,
- driver's licenses from different countries.
To do this, it is necessary to fill in the created template with a person's photo, with any data. During this process, neural networks process independently, achieving maximum realism of the documents. Such documents easily pass verification, for example, on crypto exchanges.
The essence of such fraud is that scammers steal someone else's data, and photos are copied from social networks. They can easily carry out registrations on lending platforms, housing and car rentals, online casino games, and proving their non-involvement in this process will be difficult.
Scammers easily use artificially created voices, for example, for passing voice authentication. And having the victim's voice, for example, from a video on social networks, it is easy to generate the necessary phrase, which may be a key or password for a financial site.
Financial Risks
When entering into any deal, a person is exposed to the possibility of financial risks, such troubles may await him:
- in online stores;
- on fake sites;
- on cryptocurrency trading exchanges;
- on trading platforms.
Scammers take the opportunity to attract as many users as possible to fake sites and make them risk by investing a certain amount.
Any investment will be risky, even after confident promises:
- of high earnings,
- the most advantageous discount,
- participation in the lottery,
- investments in charitable funds,
- participation in raffles,
- purchase of new tokens or crypto coins.
Acting assertively and confidently, scammers manage to lure many investors, deceive them, and disappear with the money. Therefore, before making any investments, you need to study the situation, calculate financial risks, and consider whether to participate in the process.